2001-03-10 Credit Rating I want a Gold Membership. It sounds groovy - you get free ads and you can track who has been on your site. Dammit, its got the word 'gold' in it and since I doubt I'll ever have the American Express card, I want the Diaryland membership. Of course there's a problem - I don't have a credit card. Once again I face the dilemma of whether or not I should get a credit card. You see, my bank doesn't like me. Every time I ask for something there's a sharp intake of breath and I get the statement 'why don't you get your wages paid directly into your account?'. At that point I begin to gibber and point out for the thousandth time that I'm self-employed - I have money coming in and going out every day, but it's all cash directly into my paws. My bank account only gets to see the surplus. I could get my accountant to provide my books, but then again my last tax returns stated I was almost living on the bread line. However, I can always try outside the branch, but this still leaves me with the dilemma of do I really want a credit card. I could get my groovy gold membership, but I could also start shopping at Amazon. I could run up huge bills in a very short time. What I need is a credit card with about a �50 pound limit. I've got it - the all new American Express Tin Card. Problem solved.
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